Today in the United States 10,000 Baby Boomers are reaching retirement age on a daily basis. And this continues for another thirteen years through 2029!

But not surprisingly, retirement is now the top financial worry of the American people according to a recent Gallup poll. 86% of Americans agree there is a retirement crisis, and of these, 57% strongly agree. Approximately 75% are highly anxious about their retirement outlook. More than 50% say they will continue working after “retirement”. 42% say they believe they will have to sell their home to be financially secure. More than 50% say they will not have enough retirement income and retirement assets, or savings, to maintain their standard of living of living in retirement even if they continue to work.

These survey results provide anecdotal evidence of the rapidly building Retirement Crisis in this country. And yet the government and the media make little to no mention of this socio-economic problem.

The purpose of the blog is, in time, to become a leading community for those people who are trying to work out their individual retirements in light of a financial shortfall or possible shortfall. In addition, the blog will follow my personal retirement journey as well. I retired in April, 2015 without having a well-conceived plan in place, but feeling strongly that it was the right time for me. This blog is NOT about preparing for retirement or investing for retirement. No financial products or representatives of such will be found here. I have zero expertise in these areas.

The blog will have much about the following topics:

1. What is the definition of ‘retirement’? Does it mean ‘not working’? It doesn’t appear to mean that anymore.

2. News and information about the ‘retirement crisis’. Isn’t this the next major socio-economic problem this country faces?

3. Strategies and tips to help navigate the financial challenge affecting large numbers of retirees and wannabe retirees.

4. Financially speaking, learning how to do more with less, and also how to do less with less.

5. How to live well in retirement regardless of the level of one’s retirement assets and income.

6. Adjusting to the non-financial aspects of retirement, such as the change from working to not working; the lack of structure; the emotional side; and time management.

7. “Health” and  “Time” retirement’s priceless/greatest gifts.

8. The decision to delay retirement or not? Does delaying retirement solve the problem or just delay facing it?

9. The relationship between retirement and healthcare.

10. Relocation in retirement.

11. The ex-pat solution.

As Chuck Swindoll said, “Life is 10% about what happens to you and 90% how you react to it.” Figuratively speaking, we are in, or will soon be in, the fourth quarter of our lives. The goal is that we all ‘do retirement’ well, and that these would be the best years of our lives, years lived with meaning, purpose, and joy…..regardless of the level of our retirement income and retirement assets!

If you relate to this community in any way, consider hanging out with us here, we would love to have you.

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